Blog > Greenberg & Stein > Tags > Things You Can Do To Prevent Car Accident Injury

Things You Can Do To Prevent Car Accident Injury

Things You Can Do To Prevent Car Accident Injury
New York City Personal Injury Lawyer I Greenberg & Stein, P.C.

Every year, thousands of car accidents occur, resulting in several fatalities and serious injuries. And, given how common vehicle accidents are, it’s likely that the majority of drivers and passengers will be involved in one at some point. While you can’t control how other drivers drive, there are some things you can do to protect yourself from an injury in the event of a car accident. However, if you are involved in an accident and suffer personal injuries, you should consult with a Car Accident Attorney NYC to help you through the process. Following is a list of things you can do to avoid harm in the event of an automobile accident:

Regular Vehicle Maintenance

The first recommendation is to do regular vehicle maintenance, as a poorly kept vehicle is one of the top causes of a car accident. Car maintenance should be done routinely, especially if you drive on a daily basis. Here is a list of items that you should not overlook when performing car maintenance. Oil changes, tire pressure checks, tire rotations, battery life checks, brake pads, wiper blades, air filters, and old spark plugs are all things that need to be done. When performing maintenance, don’t forget to look over these items.

Try To Sit As Far Away From The Airbag As Possible

 When driving, you should try to sit as far away from the airbags as possible to avoid airbag harm in the event of an accident. However, while you’re adjusting, make sure you can comfortably reach the pedals and steering wheels, as you don’t want that to become an issue. Airbags protect our bodies from being thrown around in the event of a violent crash, but they can also exert a significant amount of force, causing damage to our bodies.

Always Wear Your Seatbelt

It is the law that you must always wear a seatbelt whether you are driving close or far. While many people believe that wearing a seatbelt is optional, it can save lives in high-speed collisions. It’s also one of the simplest and most effective strategies to avoid serious injury in the event of a car collision. So, as you’re putting on your seatbelt, make sure it fits tightly and isn’t twisted.

Make Sure You’re Seating Upright

 Maintain a healthy sitting posture so that the vehicle’s safety features can better assist you. Keep in mind that when vehicles are designed, engineers build all these safety features assuming that the driver has an adequate sitting posture. The vehicle’s safety features, such as airbags and seatbelts, are meant to help drivers and passengers sit upright. Sit up straight to endure fewer or less severe injuries in the event of an accident.

Drive Within The Speed Limit And Sober

Do not drive while intoxicated or under the influence of drugs or alcohol, as intoxicated driving hinders the driver’s ability to drive safely. You will not only avoid accidents but also experience fewer injuries in this manner. Another crucial advice to remember is to always drive under the posted speed limit. Speeding raises the likelihood of a collision, especially if other vehicles are traveling at a slower rate. As a result, pay attention to the speed limit when driving.

Most importantly, keep your eyes on the road; the more aware you are of your surroundings, the less likely you are to be involved in an accident. 

What Can I Do If I Was Injured As A Result Of Someone Else’s Negligence?

As previously said, it is impossible to control how other drivers behave, even if you follow all necessary safety precautions when driving. If you were harmed in a car accident that was not your fault, you have the right to seek compensation for your injuries, lost wages, car repairs, and other damages. To collect compensation, you will most likely need to make a claim with your insurance carrier or the responsible party’s insurer. Consider that insurance companies will attempt to pay as little as possible. As a result, it is critical to seek legal counsel from an accident attorney who can not only guide you through the claims process but also assist you in negotiating with an insurance company. Keep in mind that most cases are handled out of court; nonetheless, if you find yourself in need of filing a personal injury lawsuit, you will undoubtedly require the services of an expert attorney.

Car Accident Lawyer in New York

Dealing with accident claims, injuries, and lost wages can be stressful, and it is easy to give up on getting the compensation you deserve. Allowing all of the paperwork and procedures to deter you from fighting for your rights is a mistake. However, you can always seek professional assistance. Greenberg & Stein P.C.’s accident lawyers are ready to assist you with your case, no matter how complicated it is. Our attorneys have successfully represented numerous clients who were entitled to compensation following an accident. Contact us at 212-969-2535 to schedule a consultation with a member of our legal team to evaluate your case if you don’t know where to begin or if you need assistance with the claiming process.

Blog > Accident Lawyer > Tags > How Does an Accident Affect a Car Lease?

How Does an Accident Affect a Car Lease?

how does an accident affect a car lease
New York City Personal Injury Lawyer I Greenberg & Stein, P.C.

Nowadays, leasing cars has become a very common practice, since 2017 about one in every three cars is leased. For this same reason, it is more common to see leased cars involved in crashes every day. You may be wondering if the condition of the car would alter the process following a car accident. Short answer is no, an automobile accident will not affect your lease. Most procedures will be the same as if you owned the car, but there might be some differences or things you will have to take into account depending on the severity of the accident.

What Happens if You Crash a Leased Car in New York?

Like previously stated, even if the car is leased, you will have to follow the same steps to report the accident to the authorities and to the insurance company as any other driver. Because New York is a “No-Fault” state, ALL drivers are required to carry “No Fault Insurance,” which covers medical costs, lost wages, and other out-of-pocket expenditures regardless of who is at fault. You can also opt out of the no-fault system if your injuries are severe enough to warrant filing a personal injury lawsuit. Leasing a car is essentially similar to renting a vehicle, you are paying to use a car that is not yours. One significant distinction between renting and leasing a car is that when you rent a car, the owner insures it. When you lease an automobile, you must pay for insurance, just as when you own one. If you are ever involved in an accident, the insurance that you pay for will be liable for covering the losses. Nonetheless, if you have a leased car, following the accident you must report the collision to the leasing company or dealership.

What to Do After a Leased Car Accident in New York?

Regardless if you own or lease a car, you have to go through the same steps to report the accident to the authorities and to the insurance company to file a claim. 

  1. The first thing that you have to do after a car accident, is to make sure that you and the passengers are not hurt. If anyone is hurt, seek medical attention as quickly as possible. 
  2. If you are not hurt, the next step is to remain at the scene of the collision and exchange information with the other drivers. You must gather critical information such as the driver’s name, driver’s license number, insurance company name, and insurance policy number. You must also give this information to the other party.
  3. Report the accident to the nearest police station. Even if no police officer arrives at the scene of the vehicle accident, you can go to the police station later and seek a copy of the accident report. This could be useful in the future. Additionally, if the accident causes a fatality, personal injury or damages over $1000 to a person’s property you must report the accident to the Department of Motor Vehicles of New York within 10 days using the form MV-104. 
  4. Gather as much evidence as you can. Take photos or videos of the accident scene, as well as the damage to any vehicles involved and your injuries. You can also get the names and phone numbers of witnesses to the crash. All of this information could be useful in the event of a claim or perhaps a personal injury lawsuit.
  5. Notify your insurance company right away. If you forget to notify your insurance company about the accident or just refuse to do so, your chances of collecting compensation could be reduced.
  6. Report the accident to the leasing company. Remember that even if you pay for the insurance of the leased car, that vehicle is not yours. This means that the leasing company needs to be informed as soon as possible. 

Lease Cars Insurance Coverage in New York

Leasing a car does not differ much to owning a car in terms of insurance. You still have to get an insurance policy and if you are in New York you also have to meet the requirements established by the “No-Fault” laws. Depending on the leasing company or dealership that owns the car, they may require additional coverage, for example, gap coverage. Aside from that, the claiming process is the same with leased or owned cars. When you file a claim with the insurance company, they will ask you to provide some estimates for the car repairs. They will pay for the repairs (as long as your coverage is sufficient to pay for them) minus the deductible.

What Happens if My Lease Car is Totaled?

If you totaled a leased car, you must still pay the leasing company the remaining installments on that vehicle. If the vehicle is a total loss, your insurance provider will pay for the vehicle’s current market value. For example, if the current worth of the vehicle is $8,000 and the total of your remaining payments is $10,000, the insurance company will pay $8,000 minus the deductible, leaving you to pay the remaining balance. This is where gap insurance comes in. Gap insurance will pay the difference between what the insurance provider pays and what you owe the leasing company.

When Should You File a Lawsuit After an Accident in a Leased Car?

You should file a personal lawsuit when your injuries are considered serious according to the laws of the state of New York and/or your medical bills are more than the maximum recoverable amount which is $50,000. Here is a list of injuries that can be classified as serious and will allow you to step out of the No-Fault system:

  • Death
  • Dismemberment
  • Significant disfigurement
  • Fracture
  • Loss of a fetus
  • Permanent loss of a body organ or member
  • Significant limitation of use of a body function or system

New York Personal Injury Attorneys

Car accidents can cause victims to feel very stressed and dealing with injuries and all the procedures that involve filing a claim or a personal injury lawyer might be overwhelming. If you have a leased car and you are afraid of how an accident could affect your lease, you should seek legal assistance. An experienced lawyer will not only answer all of your questions regarding the impact of the accident to your lease, but they will also help you in every step of the claiming process. At Greenberg & Stein P.C. You will find some of the best lawyers in New York, our attorneys have years of experience handling all kinds of cases and helping car accident victims recover compensation. The most important thing is to take action quickly. If you have recently been involved in a car accident and you want to get the best legal assistance possible, contact us at 212-969-8784 to schedule a free case review with one of our lawyers.  

Blog > Accident Lawyer > Tags > What Happens If I Have an Accident in a Rental Car in New York?

What Happens If I Have an Accident in a Rental Car in New York?

Rental car accident
Rental Car Accident

Being involved in a car accident is never a pleasant experience; in fact, it may be stressful for the majority of people. Crashing a rental car is considerably worse because it is not your vehicle, and you will almost likely be concerned about the consequences. If you suffer an accident while driving a rental automobile, you must follow the same procedures as if you had crashed your own vehicle. However, you will also need to contact the rental company, and they will probably provide additional instructions that you must complete.Normally, you will have to file a claim with an insurance company, which might be your own or the rental company’s if you acquired insurance coverage from them.

6 Steps to Take Following a Rental Car Accident in New York

  1. Get medical help if injured: Check that you, passengers and other drivers are not hurt. If anyone is injured, call 911 immediately to get medical assistance as soon as possible.
  2. Report the accident to the police: If you do not require medical attention, the next step is to contact the police to report the accident. Keep in mind that a police officer may or may not appear at the scene depending on the severity of the collision. However, it is in your best interest to notify the authorities of the collision so that you can obtain a police report later on, which may be valuable in the future.
  3. Exchange contact details:In New York, you must remain at the accident scene (if in good condition) and exchange information with the driver or drivers involved in the event. Make a note of their names, driver’s license numbers, insurance company names, and insurance policies. You will also be required to provide them with your personal details.
  4. Gather evidence: Collect as much evidence as you can. Take photos of the accident scene, as well as the damage to your automobile and the other vehicles involved. If you have wounds or scrapes, please be sure to photograph and film them. If there were any witnesses, get their names and phone numbers. Photos, videos, and witness testimonies will be vital pieces of information if you ever need to file a personal injury case or prove that you were not at fault.
  5. Contact your vehicle rental company: RRemember that the car is not yours, and the rental company will give you instructions on what to do if you are involved in an accident. They may request that you drive the automobile (if possible) to a certain place so that they can inspect the damage. You may be required to fill out documentation for them and provide your own version of the accident. You can also provide the evidence you acquired previously.
  6. Report the rental car accident with your own insurance company: If you rely on your own insurance to cover the costs of the accident’s damages, you must notify them as soon as possible. If your insurance company discovers that you were involved in an accident after receiving a claim from another party, they may refuse to reimburse your losses.

Who is Responsible for Rental Car Accidents?

Most of the time, the at-fault motorist will be held accountable for the accident. Nonetheless, in states where Comparative Negligence exists, like New York, it is possible that both drivers are considered responsible. 

Graves Amendment

According to the Graves Amendment, drivers who rented a vehicle cannot sue the rental company for personal injury if the injuries were caused by a negligent driver. The only time a customer can file a personal injury lawsuit against the rental company is if it is possible to prove that the accident was caused by the rental company’s actions or negligence. For example, all rental automobiles must be serviced on a regular basis; if the accident was caused by the brakes failing due to a lack of maintenance, it is possible to initiate a personal injury lawsuit against the rental company.

Another’s fault

If another driver was at fault, you must make a claim with your insurance company in order to be reimbursed for all accident-related expenditures. However, the contract you signed with the rental company may oblige you to pay for the car’s damages. This period of time may be shorter than the amount of time it takes to resolve the claim and the rental company will apply the charges to your credit card. If this happens you have to file a claim with the at-fault driver to be reimbursed for those charges. 

What Does the Rental Car Insurance Cover?

Rental companies have different supplemental insurance coverages that you can purchase for some extra dollars per day. These are the most common types of insurance that are offered by the renter:

  • Collision Damage: If the car is damaged or stolen, this insurance will cover the repair costs and other fees.
  • Liability: This additional coverage will protect you in the event that you were at fault and a personal injury lawsuit is brought against you. The coverage amount varies depending on the rental company, but it is normally $1 million.
  • Personal accident insurance: This add-on pays for your medical expenses if you were injured in a car accident while using a rental car. 
  • Personal effects coverage: All of your personal belongings that you have in the car are covered by this insurance policy. 

Does my Car Insurance Cover Rental Cars?

If you currently have auto insurance, most of the time it will cover accident-related expenses in a rental car accident. However, if you are unsure, you should contact your insurance provider and obtain all of the specifics about your insurance policy coverage before renting a vehicle.It is fairly typical for supplementary insurance coverage provided by rental businesses to be unnecessary if you already have car insurance. As a result, it is critical that you carefully study your insurance policy to avoid paying for coverage that you do not require. Furthermore, you may discover that you will need to acquire one of the insurance plans offered by the rental company because your current policy may not include that exact coverage.

NYC Rental Car Accident Lawyer

Rental car accidents are more complex than other kinds of accidents. The extra paperwork, having another company involved in all the processes and the usual procedures make the claiming process longer and stressful. If you have been involved in a car accident and you are not sure of what are the steps that you will have to follow or if you simply feel that you need legal assistance, do not hesitate in contacting a car accident lawyer. At Greenberg & Stein P.C. Our car accident attorneys can help you with your case. They will not only guide you through the process but they will also represent you and negotiate with the insurance company and in court if needed. Our legal team has represented countless people in the same situation as you and they have been fairly compensated with our representation. Schedule a consultation with one of our attorneys right now, call 212-969-8770 to review your case. 

Blog > Accident Lawyer > Tags > Back and Neck Injury Average Settlement After a Car Accident

Back and Neck Injury Average Settlement After a Car Accident

back and neck injury settlement
New York City Personal Injury Lawyer I Greenberg & Stein, P.C.

Back and neck injuries can be extremely dangerous to your health since they can severely impair your ability to do regular duties or cause intense pain. If you have just been in a car accident and sustained an injury in one of these areas, you are probably wondering how much money you will need to pay for your medical costs. The average settlement for a back and neck injury can be anywhere from $10,000 and $100,000. Keep in mind that this sum can be significantly higher depending on the severity of the injury and its consequences. Every case is unique and the compensation will be determined based on different factors. An expert personal injury lawyer can assess the amount of money required to meet the medical expenditures of someone who has been injured in a car accident. Remember that insurance companies will try to minimize your injuries to reduce the compensation.

What is The Average Car Accident Settlement for Back and Neck Injury in New York State?

New York is a particularly costly state to live in, and medical expenses are no exception. A fair compensation for a neck or back injury in New York will probably be higher than in other states. Like previously stated, the average compensation can vary anywhere between $10,000 and $100,000. However, there have been cases in New York where accident victims have recovered hundreds and even millions of dollars. Serious injuries are entitled to a higher level of compensation. A neck or back injury can produce excruciating pain, impede movement partially or entirely, and result in long-term consequences. Our lawyers at Greenberg & Stein P.C. have handled cases involving neck and back injuries after a car accident and have successfully recovered fair compensation for our clients. An undocumented worker, for example, was granted $740,943 after he was involved in a car accident and had to undergo surgery due to herniated discs. 

How Are Injury Settlement Values Calculated?

There are many things that have to be taken into account before reaching a settlement with an insurance company because they will greatly impact the amount of money necessary to cover all medical expenses. One of the most crucial elements that will be considered is the sort of damage you sustained. A person who has had whiplash will not be compensated in the same way as someone who has suffered spinal cord damage. Treatments for recovery will also be considered when determining the sum of money which will be used to pay for them. Some injuries will only take a few days of rest and possibly pain medication, whilst others may necessitate multiple injuries, physiotherapy, and months of healing. Aside from the therapy, the costs of medical tests must be included in this calculation, doctors will need to evaluate a patient’s progress on a regular basis in order to adjust their treatment.

Another crucial consideration is the type of care that an injured person requires and the length of time that they will need it. Serious injuries may necessitate the support of a professional caregiver for an extended period of time, if not permanently. Additionally, medical equipment such as wheelchairs or walkers may be required, as well as changes to the victim’s home to allow them to move freely throughout the premises. Calculating all of these expenditures is a difficult undertaking, thus expert assistance is needed. A personal injury attorney who specializes in back and neck injuries can assist you in determining the appropriate compensation for your injuries. Furthermore, if your case cannot be addressed through insurance company negotiations, you may be obliged to file a personal injury lawsuit against the at-fault driver. Without the assistance of a lawyer, this process could be very difficult to complete on your own.

Common Back and Neck Traumas After Car Accidents

As previously said, one of the most essential variables in determining the right compensation is the type of damage you experienced. The following is a list of some of the most frequent neck and back injuries that occur as a result of a car accident.

  • Whiplash: It is caused by moving your head violently forward and backwards. It affects your neck muscles, tendons, nerves and discs. Neck pain, neck stiffness, shoulder pain and dizziness are common symptoms. 
  • Herniated discs: This occurs when the force of the collision causes one of your vertebrae (backbone bones) to push into your spinal canal, compressing, pressing on, or otherwise irritating your spinal cord, which is the bundle of nerves that carries messages from your brain to various parts of your body. It usually causes back pain and numbness in the leg or foot 
  • Broken vertebrae: The majority of these fractures are caused by high-velocity collisions. Your spine’s bones may crack or fissure as a result of the force. Depending on the severity of the injury you could experience moderate to severe pain.
  • Slipped vertebrae: When a vertebra slips out of place and rests on the bone below it, this is called a slipped vertebra. This may cause back stiffness, muscle spasms and back pain when bending over.
  • Spinal cord injuries: Damage to the tight bundle of cells and nerves that sends and receives information from the brain to and from the rest of the body is known as a spinal cord injury. This damage can cause temporary or permanent alterations in sensation, movement, strength, and physiological functions. Some lesions that induce little or no cell death may allow for a near-complete recovery, but more catastrophic injuries can result in paralysis throughout the body.

An Injury Lawyer Can Help Get The Best Possible Settlement

Negotiating with an insurance company on your own can be difficult, they will try to do everything to reduce the compensation as much as possible. If you are not aware of the extent of your injuries or you cannot properly calculate the expenses of your lesions you might accept a settlement that will not cover all your medical costs. Moreover, if you decide to take your case to court by bringing a personal injury lawsuit against the responsible driver you will have to take additional actions that consume time and require a lot of effort. Doing everything on your own can be debilitating, especially if you are injured. A personal injury attorney will guide through each step of the process and they also will ensure that the sum you will accept will be sufficient to pay all of your medical bills. At Greenberg & Stein P.C. you will find the best personal injury lawyers in New York ready to help you. Our legal team has years of experience dealing with all kinds of injuries and have successfully recovered compensation for countless people. Contact us at 212-969-8776 to schedule a consultation with one of our lawyers to review your case. 

Blog > Greenberg & Stein > Tags > Leading Causes of Bus Accidents

Leading Causes of Bus Accidents

Leading causes of bus accidents
New York City Personal Injury Lawyer I Greenberg & Stein, P.C.

Many people commute by bus as it is convenient and a cost-effective way to get to work or go from one destination to another. While buses are convenient and a safe option to travel, bus accidents can lead to severe injuries and even death. Buses are large, whether they are tour, city, or school buses, and therefore, they carry considerable accident risks. And this is one of the reasons why bus accidents can be more serious than car accidents due to the weight and size of the bus. There are many reasons that can lead to bus accidents, but one of the primary factors is driver error. So, if you have been injured in a bus accident due to the negligence of others, you should have a Bus Accident Attorney represent you. Nevertheless, let’s look at some of the leading causes of bus accidents: 

Bus Company Negligence

One of the most common causes of bus accidents is negligence on the part of the bus company. When bus inspections and record-keeping requirements are not strict, the bus will not be well-maintained, it will be fleeting, may not have seat belts, and other safety equipment. Many accidents where the bus company is held accountable for the victims’ injuries are caused by poorly trained drivers. Bus companies and owners must ensure that their staff is properly trained and have the appropriate qualifications to drive a bus. This is especially important in locations where driving a large vehicle is difficult or where driving is problematic due to weather conditions.

Driver Negligence or Distraction

It is stated that one of the leading causes of bus accidents is due to driver negligence. There are laws that regulate bus drivers, which should not be ignored. These laws include how long a driver can be on the road, required breaks, speed limit, and speeding and turning protocols. When these laws are ignored, accidents can happen. Driving under the influence of drugs and alcohol also comes under driver negligence. Accidents can also occur when the driver is distracted by mobile phones, whether it is texting or talking on the phone.

Bad Weather and Road Condition

Another leading cause of bus accidents is bad weather and road conditions. While the hazardous weather and the road condition alone do not cause accidents, the vehicle’s weight, and the difficulty to maneuver the road can cause the accidents. Bad weather and bad road conditions will occur, so the bus drivers should receive proper training to operate the vehicle in every type of weather. Yes, proper training is essential, but the drivers should also take necessary precautions, such as reducing the speed when the weather is poor.

Common Injuries Sustained By Bus Accident Victims

Injuries caused due to a bus accident can vary, you can have muscle, back injuries and soft tissue injuries. One may also end up with severe lifelong injuries, such as paralysis, or may end up getting an arm or legs amputated. And since buses have higher chances of rollovers, it can lead to catastrophic injuries. Most common bus injuries include laceration, back sprain, fractured or dislocated bones, whiplash, neck sprains,  spinal cord trauma, and traumatic brain injuries.

How Can A Bus Accident Attorney Help?

If you have been in a bus accident and have a case of wrongful death or personal injury claim, a Bus Accident Lawyer NYC can help you find those responsible for the accident and hold them liable for the damage. If you are filing a claim, they will protect your right throughout the process and will help you seek compensation for your injuries. 

At Greenberg & Stein P.C. you will find the best team of attorneys in New York. Our lawyers have represented countless people that were bus accident victims looking for settlement. We have handled all types of accidents and we have recovered millions of dollars for our clients. If you believe you are entitled to compensation after being involved in a bus collision, do not hesitate in contacting us. Call us at 212-969-8795 to schedule a consultation with one member of our legal team to review your case. 

These are the leading cause of bus accidents, while the list is not limited to the list presented here alone.